Envelope budgeting · Private by design
Version 1.1 — Pouch now speaks 6 languages →

Budget like cash.
Keep the phone.

Stuff your paycheck into pouches, spend what's in them, and always know what's safe to spend. No bank linking. No account. Ever.

Download on the App Storefree to start · iPhone · iOS 17+ See how it works →
＋ Payday · $2,400
Safe to spend
$1,204.60
until Fri, Aug 28 · next stuffing day
Groceries$182.40
72% left
Fun$64.00
46% left
Eating Out$34.10
runs out ~Aug 24
New · Version 1.1 · out now

Pouch now speaks your language.

The whole app — envelopes, stuffing day, sinking funds, bills, widgets — fully localized in five new languages. And budgeting together moved to the front page.

🌍 Six languages

English, Español, Deutsch, 日本語, Italiano and Nederlands — every screen, every widget, native currency and dates.

👛 Joint pouch, front and center

The shared pouch now lives right beside Safe to Spend on the home screen — budgeting together is one tap away.

⚙️ Pick your language

A new Language setting, cleaner Settings, and polish throughout — smoother sheets, sharper layouts in every language.

Español Deutsch 日本語 Italiano Nederlands
The method

Envelope budgeting, done right

Stuffing day, sinking funds, safe-to-spend. Give every dollar a job on payday, then live out of your pouches. Built for weekly, fortnightly and monthly pay.

Private

Yours, and only yours

No bank linking, no account, no servers of ours. Your numbers live on your phone and in your own iCloud — we couldn't read them if we wanted to.

Fair

A price that stays fair

A generous free tier, forever. Premium costs about one coffee a season — cancel anytime on the monthly, or pay once and own it for life. No tricks.

Together

One shared pouch, two phones

A joint pouch you both stuff, that syncs over iCloud — while your own budget stays yours. Your partner joins free.

The ritual

Stuffing day, in seconds

Payday lands, your plan is ready, and stuffing your pouches takes fifteen satisfying seconds. Log a purchase in three taps — two from the widget.

Handled

Bills on a calendar, goals on track

A month-at-a-glance bill calendar with one-tap mark-paid, reminders and optional auto-deduct. Sinking funds pace your big goals honestly.

See it in action

Real screens from the app — no mockups. Swipe through.

The Pouch home shelf: a big Safe to Spend number, the Joint pouch button, and kraft pouches at different fill levels — one overspent, showing Tap to Fix.
Budget together: the same shared Ours page on two phones, hers and his, syncing over iCloud.
Shared pouches, separate money: the Mine page and the Ours page of one phone, side by side.
Safe to Spend: one clear number telling you what's left until your next paycheck, after bills.
Sinking Funds in dark mode: progress toward big goals like a trip and new tyres, paced honestly.
Bills: a month calendar with due-date dots and one-tap mark paid.
Private by default: no bank linking, no account — monthly, yearly, or pay once and own it forever.

Free to budget. Fair to upgrade.

Free
$0
6 pouches + a sinking fund, forever
Monthly
$2.99
per month · cancel anytime
Best value
$19.99
per year · ≈$1.67/mo
Lifetime
$49.99
pay once, own it forever

Looking for a Goodbudget alternative? Pouch does more, for a quarter of the price.